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Wisconsin Insurance Security Fund

Helping Wisconsin policyholders when they need it the most.


The Wisconsin Insurance Security Fund is a non-profit legal entity created by the Wisconsin legislature to protect Wisconsin resident policyholders in the event of an insolvency of a member insurance company. To provide this protection, the Association continues insurance policy coverage while paying the claims and other policy benefits under life, annuity, accident and health insurance policies.

The information provided in this Web site is general in nature and may not address a specific policy or issue. The intent of this site is to provide information about the Guaranty Association of Wisconsin. The terms and coverage of insurance products are very diverse and, as a result, it is difficult to make general statements about Guaranty Association coverage without reviewing a specific contract. The generalized information provided by this website should not be relied upon as legal advice. In addition, please refer to the Wisconsin Insurance Security Fund Act., Wis. Stat. Chapter 646, for a more complete explanation of the powers and duties of the Guaranty Association.

We have links to other associations and entities that may be of interest, and we maintain a listing of insolvencies affecting residents of Wisconsin. If you cannot find the information you need on these pages, feel free to contact us (click on the Contact Us link above). We hope you find our site informative.


Penn Treaty Liquidation Ordered, Fund Coverage Triggered

The Penn Treaty Network America Insurance Company was placed in liquidation by the Pennsylvania court on March 1, 2017. The Security Fund’s coverage was triggered by this liquidation order. Under Wisconsin law, Fund coverage, subject to statutory limits, is available to policyholders who are Wisconsin residents on the liquidation date. This coverage includes the continuation of your coverage. More information is available in this document.

Fund Assumes National States Administration

The administration of National States Insurance Company policies covered by the Fund will move to our Madison office effective January 1, 2017. [ Read More ]